Free commercial energy calculator

Commercial electricity bill calculator

Build a transparent monthly estimate from the same components that commonly appear on a U.S. small-business electricity bill. Replace every sample input with figures from your tariff or latest statement.

Reviewed August 16, 2026
Monthly estimate

Commercial electricity bill

Live calculation
Use the values printed on your tariff or latest bill for the closest estimate. State averages do not include every tariff component.
Estimated monthly total
$4,689
Effective rate $0.20/kWh
Energy$2,916
Demand$1,476
Fixed + tax$297
Demand share31%

of this estimate comes from the highest measured interval, not total energy use.

What this estimate includes

The calculator separates the energy charge, demand charge, fixed customer charges, and taxes or riders. Energy is priced from monthly kilowatt-hours. Demand is priced from the highest billed kilowatts multiplied by the utility's demand rate. Keeping these parts separate makes it easier to see whether reducing total usage or lowering a short peak has more value.

Where to find the inputs

Look for total kWh, billed demand or peak kW, the energy rate, and the demand rate on the current bill or tariff. Some utilities use multiple energy periods, seasonal demand prices, ratchets, or riders. Add those charges carefully, and use the result as a planning estimate rather than a utility quote.

Use these exact bill lines—not a state average

Calculator inputBill or tariff label to checkCommon complication
Energy used and rateTotal kWh and energy chargeSeasonal or time-of-use periods may need separate calculations.
Peak demand and rateBilled kW, maximum demand, or distribution demandA ratchet, contract demand, or coincident peak may replace measured kW.
Fixed chargesCustomer, meter, facilities, or service chargeSeveral fixed lines may apply.
Taxes and ridersTax, adjustment, surcharge, or rider linesSome apply only to selected parts of the subtotal.

How to improve the estimate

Start with the actual billed peak rather than equipment nameplate capacity. Use the exact billing-period energy, include recurring fixed fees, and check whether taxes apply to the full subtotal. Compare the result with a recent normal month before using it for a budget or equipment decision.

Related tools

Use the demand-charge calculator to value a lower peak, or the load-factor calculator to understand whether your facility has a steady or peaky load profile.